Money Insurance Travel Motoring Utilities Mobile Phones Shopping Broadband 27th July 2008 view the online version recommend a friend Mortgage rates are finally edging downwards - good news for borrowers. But savers are fighting rising inflation, so we've compiled some tips to ensure the real value of your money isn't eroded. And if like me, you're one of the millions of motorists whose insurance is up for renewal, we look at how to beat soaring premiums...Clare Francis, Site Editor, ask Clare a question  articles  money - credit cards I loans I savings  community view - forums I poll I video TOP TIPS TO BEAT INFLATION Sponsored product Debt getting you down? Why not consolidate with a loan? The following sponsored loans can be applied for through moneysupermarket.com Account APR Typical APR Details FirstPlus Exclusive Rate - 6.6% 6.6% 8.1% Proceed Moneyback Bank 7.6% 7.6% Proceed Alliance & Leicester 7.7% 7.7% Proceed Halifax - (semi exclusive) 7.7% 7.7% Proceed Bank of Scotland - (semi exclusive) 7.7% 7.7% Proceed Barclaycard Personal Loan 7.8% 7.8% Proceed Barclays 8.9% 8.9% Proceed   Alternatively follow this link to view   all loans products Check out Kevin Mountford's video blog on changes in the savings market "With inflation continuing to rise, it is getting harder for consumers to make positive return on their savings. We've come up with the tips to ensure that the affects of inflation doesn't eat away at the real value of your money."read more Icesave one-year fixed rate savings account Compare more than 4,000 UK savings accounts "Which savings account is right for me?" MOTOR PREMIUMS CONTINUE TO SOAR "Fuel prices may at last be starting to fall but the cost of insuring you car is still rising. We look at what you can do to keep insurance costs to a minimum..." read more Compare more than 60 leading motor insurance companies Is it worth taking legal protection on car insurance? MORTGAGE RATES FALL AT LAST "Finally some good news for borrowers. A number of major lenders have reduced their mortgage rates but it's still too early to call the end of the crisis. We look at the state of play in the mortgage market..."read more HSBC market-leading discount - 4.99%. Compare thousands of UK mortgages Should you move your mortgage or not? BANK CHARGES UPDATE 'How to complain' - Clare Francis' interview with Walter Merricks, chief ombudsman "The Financial Services Authority has renewed the bank charges waiver meaning consumers must now wait another six months at least before their complaints are investigated. So what can you do if you've incurred penalty charges and where should you go if you're regularly in the red?"read more A&L Premier Current Account - £100 switching incentive Compare more than 300 UK current accounts Which is the best bank if you have bad credit? money The following Sponsored Products can be applied for via moneysupermarket.com. To see a complete list of products please use the link below each table. Credit Cards Savings Accounts Current Accounts Looking to transfer a balance? Card 0% BT Duration BT Fee Typical APR Apply Capital One BT Platinum Card Until 01/11/2009 3.0% 15.9% Proceed Virgin Credit Card 15 months 2.98% 15.9% Proceed Capital One Platinum Until 01/10/2009 3.0% 12.9% Proceed Barclaycard platinum - as seen on TV 14 months 2.9% 14.9% Proceed Barclaycard OnePulse for London 14 months 2.9% 14.9% Proceed Time to save? Take a look at our easy access savings accounts Provider Account AER Details Post Office One Year Growth Bond OneYear Growth Bond 7.05% Proceed Abbey esaver direct esaver direct 6.50% Proceed HSBC e-ISA Cash e-ISA 6.25% Proceed Looking to switch current account? Its easier than you think, below are a selection on the market right now Provider In credit interest rate O/D Rate Apply/ Details Alliance & Leicester Premier Direct Current Account 8.50% 0% Proceed HSBC Bank Account Plus 8.% 16.10% Proceed Barclays Current Account Plus 3% 17.90% Proceed Think Banking Managed Account 2% N/A Proceed  Compare over 300 credit cards  Compare over 4000 savings accounts  Compare over 300 current accounts    including basic bank account Rates valid on 27/7/08. Terms and conditions apply. Please see moneysupermarket.com for further information. community Have your say in our poll, get involved in a forum discussion or watch our expert videos. Forums Expert Video Weekly Poll Take a look at the latest hot topics on our forums, follow the link and join in the discussion. Mortgaging and re-mortgaging Credit check history Need a 0% credit card Account in more than 2 people's names Who should be registered keeper or owner? Take a few minutes to view our experts discussing some of the hot topics at the moment. Savings Update - 25/07/08 Kevin Mountford, Head of Savings & Current Accounts   How to complain -15/07/2008 Mortgage market update -03/07/2008 Mortgage market update -03/07/2008 When did you last check the rate on your savings account? Vote now... In the last month. In the last three months. In the last six months. In the last 12 months. Can't remember. I have no idea what rate my savings account is paying. I don't have a savings account. Rates valid on 27/07/08. Terms and conditions apply. Please see moneysupermarket.com for further information. 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